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    Know Your Closing Costs
    Before You Close

    The most accurate, state-specific closing cost calculator on the internet. Buyer or seller — see every fee, explained.

    Your Details

    Adjust inputs to see costs update instantly

    I am the
    BuyerSeller
    $50K$2M
    0%$80,00050%
    580850

    Estimated Closing Costs

    $12,053

    3.0% of home price

    Down Payment

    $80,000

    Cash to Close

    $92,053

    Cash to Close = Down Payment + Closing Costs. This is the total you need on closing day.

    Cost Breakdown

    Lender Fees
    $4,550
    Title & Settlement
    $2,575
    Government & Taxes
    $440
    Insurance
    $1,400
    Prepaid & Escrow
    $3,088

    Itemized Costs

    Loan Origination Fee
    $3,200
    Appraisal Fee
    $550
    Credit Report Fee
    $50
    Underwriting Fee
    $750
    Title Search & Insurance
    $2,000
    Settlement/Closing Fee
    $450
    Recording Fees
    $125
    Transfer Tax
    $440
    Homeowner's Insurance (1 Year)
    $1,400
    Prepaid Property Tax (3 months)
    $1,200
    Prepaid Interest
    $855
    Escrow Deposit
    $1,033

    Frequently Asked Questions